Regulations & Policy


  • A man smokes outside a Standard Chartered bank location.
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    Matthew Lloyd via Getty Images
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    StanChart hit with $2.7B lawsuit tied to 1MDB scandal

    Liquidators of three 1MDB-related companies claim that Standard Chartered permitted more than 100 intrabank transfers that enabled massive fraud of Malaysia’s sovereign wealth fund.

    By July 1, 2025
  • "Credit union" is shown on a building's exterior
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    Creative via Getty Images
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    NCUA closes 2 credit unions in 2 days

    The regulator closed Aldersgate Federal Credit Union and Butler Heritage Federal Credit Union; Aldersgate was placed in conservatorship last month, after operating in an “unsafe and unsound manner.”

    By July 1, 2025
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    Trendline

    Fintech disruption in the banking industry

    There are as many schools of thought on how to disrupt the banking space as there are disruptors.

    By Banking Dive staff
  • A sign shows the FDIC acronym in the foreground on the left, and glass doors and an FDIC rug in the background to the right.
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    Creative via Getty Images
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    Making sense of the ‘crazy quilt’ of financial regulators

    Federal banking agency job cuts and a deregulatory push have again stoked conversations around consolidation. Merging agency functions could make sense, but here’s why it’s unlikely to happen.

    By July 1, 2025
  • Seal of the Board of Governors of the United States Federal Reserve System.
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    LD via Getty Images
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    Largest banks sail through Fed’s stress test

    All 22 banks that participated in the Federal Reserve’s stress test passed, although it was less stringent than past years. 

    By June 30, 2025
  • The Federal Deposit Insurance Corp. name and logo are shown on the exterior of a building.
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    Creative via Getty Images
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    FDIC: ‘Suspected fraud’ contributed to Texas bank failure

    The Santa Anna National Bank in Texas was closed by the OCC Friday. The failure could cost the FDIC’s Deposit Insurance Fund an estimated $23.7 million.

    By June 30, 2025
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    Banking conferences yet to come in 2025

    Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

    By June 30, 2025
  • Tim Scott speaks during a Senate hearing
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    Senate shrinks proposed CFPB cuts in megabill

    One week after the Senate parliamentarian struck down efforts to zero out CFPB funding, lawmakers released a scaled-back proposal.

    By June 27, 2025
  • Federal Reserve Governor Michelle Bowman stands behind a podium and speaks.
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    Federal Reserve. (2024). [Photo]. Retrieved from Flickr.
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    Fed proposes 27% cut to tier 1 capital requirements

    Changes to the enhanced supplementary leverage ratio would be accompanied by a 5% reduction in total loss absorbing capacity and a 16% drop in long-term debt requirements.

    By June 26, 2025
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    Ex-Barclays CEO Staley’s lifetime FCA ban to remain

    A U.K. tribunal court Thursday dismissed the former executive's attempt to fight the ban, which came amid revelations of Staley's ties to the late convicted sex offender Jeffrey Epstein.

    By June 26, 2025
  • Federal Reserve Bank Chair Jerome Powell speaks during a congressional hearing.
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    Bonnie Cash via Getty Images
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    Capital requirements, a Fed reno and Trump overshadow Powell hearings

    Sen. Elizabeth Warren urged caution on a move to reduce banks’ enhanced supplementary leverage ratio. The Fed chief appeared unflappable, however, in the face of the president’s calls to cut interest rates.

    By June 25, 2025
  • Customers use an ATM at a Bank of America office.
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    Justin Sullivan via Getty Images
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    CFPB terminates BofA consent order 3 years early

    The bureau was to monitor Bank of America for five years in connection with a $12 million penalty it paid for allegedly failing to collect demographic data on mortgage applicants.

    By June 24, 2025
  • The US Federal Reserve building in Washington DC
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    uschools via Getty Images
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    Fed joins OCC, FDIC in scrubbing reputational risk from exams

    The central bank said it would replace references to the metric “with more specific discussions of financial risk.” Banks can still use the concept in their own risk management policies, the Fed said.

    By June 24, 2025
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    Trump upholds OCC’s expedited bank merger reviews

    The president signed a measure nullifying a 2024 OCC rule that Republican lawmakers aimed to curb through the Congressional Review Act, citing “burdensome standards.”

    By June 23, 2025
  • The Federal Reserve building is seen January 22, 2008 in Washington, DC. People walk by.
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    Chip Somodevilla via Getty Images
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    Fed, OCC ban 2 bankers apiece

    The bankers are former employees of Ally, Santander, Bank of Hawaii and BOKF. The prohibitions come after the regulators say they found instances of embezzlement and misappropriation of funds.

    By June 23, 2025
  • The entrance to the Consumer Financial Protection Bureau headquarters is seen, with the bureau's logo on a glass door.
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    Anna Moneymaker / Staff via Getty Images
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    Senate official blocks CFPB defunding in Trump’s megabill

    Measures to defund the CFPB, and to reduce salaries at the Fed, fall outside the limits of reconciliation, Senate parliamentarian Elizabeth MacDonough ruled Thursday.

    By June 23, 2025
  • A picture of a Nissan dealer sign with a blue sky behind it
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    Scott Olson via Getty Images
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    Nissan applies for ILC charter from FDIC

    The carmaker joins GM, Ford and Edward Jones in awaiting the OK to form industrial banks. The FDIC's acting chair said ILCs could boost creation of new banks. Opponents say the move sidesteps the Fed.

    By June 23, 2025
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    Retrieved from OCC.
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    OCC orders ‘troubled’ Carver Bank to switch up strategy

    The Black-owned bank must submit, by Sept. 30, a three-year plan including strategic goals, key financial indicators, risk tolerances and realistic strategies to improve its overall condition.

    By June 20, 2025
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    Warren, Waters probe NCUA chair on Trump firings

    A letter sent Friday follows up on “troubling information” received from the NCUA IG after the April firings of two board members.

    By June 20, 2025
  • Cryptocurrency tokens lying next to a gavel
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    Just_Super via Getty Images
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    GENIUS Act puts renewed spotlight on stablecoins, digital assets

    The regulatory clarity the measure proposes to bring to the stablecoin space can help ease some of the worries of more conservative entities, such as banks, examining the space, EY’s Paul Brody said.

    By Grace Noto • June 18, 2025
  • Russell Vought CFPB
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    Kayla Bartkowski via Getty Images
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    CFPB again delays small-biz data collection rule’s compliance timeline

    The bureau in April said it is “assessing” the rule with an eye toward retooling it. The CFPB later said it wouldn’t enforce the measure. And Senate Republicans have sought to push compliance to 2034.

    By June 18, 2025
  • Synctera's new chief risk and compliance officer, CRO, CRCO
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    Synctera’s new risk chief doubles down on compliance planning

    Fintech Synctera has tapped a former Fed and OCC examiner as CRCO, as the firm pursues growth with a focus on regulatory compliance. 

    By June 18, 2025
  • FedNow Federal Reserve Bank
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    Fed, OCC, FDIC target check fraud

    Federal agencies took aim at payments fraud Monday, proposing more collaboration, including with states, to combat the rising problem, especially with respect to paper checks.

    By Lynne Marek • June 17, 2025
  • open banking CFPB regulations fintechs FTA Vought
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    Open banking to survive Trump, fintechs say

    Consumers and financial services firms will pursue their mutual interests in sharing personal data, despite a move by the Consumer Financial Protection Bureau to extinguish the trend, industry experts contend.

    By Justin Bachman • June 16, 2025
  • BNY Mellon new name, logo
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    BNY names CEO Robin Vince as its next chair

    With the move, Joe Echevarria will become the bank’s lead independent director. BNY will be the sixth of the eight U.S.-based global SIFIs to consolidate the CEO and board chair roles.

    By June 16, 2025
  • FedNow Federal Reserve Bank
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    Arvest banker gets lifetime Fed ban

    Christopher Timos stole more than $42,000 from customers over the course of two years, Arvest found.

    By June 13, 2025