Technology


  • A sign hangs above an entranceway to a Capital One Café on February 19, 2024, in Miami, Florida.
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    Joe Raedle / Staff via Getty Images
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    Capital One readies for Discover integration work

    With Discover, “we will be going back into the world of data centers” for “a number of years,” Capital One CEO Richard Fairbank said Tuesday.

    By April 23, 2025
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    Mesut Dogan via Getty Images
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    FedNow draws 1,300 financial firms

    The instant payments service has attracted mostly small and mid-sized financial services firms as it inches up adoption by financial institutions.

    By Tatiana Walk-Morris • April 23, 2025
  • An AI processor on a futuristic printed circuit board Explore the Trendline
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    Trendline

    Artificial intelligence

    Banks are enthusiastic about AI’s promises. But can they get customers on board, and will regulators let the innovation happen?

    By Banking Dive staff
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    assalve via Getty Images
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    Banks gear up to boost cybersecurity, cloud and data spending

    In the race to scale generative AI capabilities, executives plan to increase foundational technology investments, according to Broadridge.

    By Matt Ashare • April 22, 2025
  • Michael Barr, Federal Reserve Board official, speaks during a Congressional hearing as other people sit behind him.
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    Alex Wong / Staff via Getty Images
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    Banks must fight deepfakes with better AI, Barr says

    One in 10 companies have been targeted in deepfake scams. Banks, on the front lines of fraud detection, must rise to the occasion with better AI tools, according to Fed Gov. Michael Barr.

    By April 21, 2025
  • The Citi building framed by surrounding towers in London’s Canary Wharf on March 19, 2025.
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    Nirian via Getty Images
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    Citi eyes AI productivity gains as it consolidates data systems

    “I’m not sure any bank finishes its modernization,” CEO Jane Fraser told investors during an earnings call last week.

    By Matt Ashare • April 21, 2025
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    Former HSBC exec talks career switch to fintech

    HSBC was Episode Six’s second client. The exec who inked the partnership, Brian Muse-McKenney, saw so much promise in the fintech’s offerings that he jumped ship from the C-suite to join it.

    By April 16, 2025
  • Cryptocurrency tokens lying next to a gavel
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    Just_Super via Getty Images
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    The Trump administration is making space for stablecoins. Should CFOs?

    With the Trump administration embracing digital assets, finance leaders need to get educated on the potential risk and reward of cryptocurrencies and stablecoins.

    By Grace Noto • April 16, 2025
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    Sponsored by Finastra

    Cloud technology: the driving force behind the lending platform of the future

    Cloud lending platforms like Finastra’s LaserPro boost efficiency, cut costs and help financial institutions stay agile and competitive in a fast-changing market.

    By Cheryl Anderson, Director of Product Management at Finastra • April 14, 2025
  • Front view of the Bank of America Tower in Charlotte, North Carolina on June 18, 2022.
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    hapabapa via Getty Images
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    How Bank of America scaled AI

    Innovation sessions, governance oversight and a clear focus on solving practical problems helped shape internal and customer-facing use cases.

    By Matt Ashare • April 10, 2025
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    Getty Images/Staff via Getty Images
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    DOJ scales back crypto enforcement

    The Justice Department will stop prosecuting “unwitting” regulatory violations and focus its efforts on going after those who victimize crypto investors or use crypto to support illicit activities.

    By April 9, 2025
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    OCC discloses major hack

    Attackers gained unauthorized, prolonged access to the banking regulator’s email system and may have seen numerous messages containing highly sensitive data.

    By Elizabeth Montalbano • April 9, 2025
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    Jack Taylor via Getty Images
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    Ripple to buy prime broker Hidden Road for $1.25B

    “We are at an inflection point for the next phase of digital asset adoption … and the market is maturing to address the needs of traditional finance,” CEO Brad Garlinghouse said.

    By April 8, 2025
  • Michael Barr
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    Win McNamee via Getty Images
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    Fed’s Barr has high hopes for generative AI

    It’s only a matter of time before technological advances turn current generative AI issues into “challenges [rather] than insurmountable problems,” Barr said, and bank-fintech partnerships will accelerate those innovations.

    By April 7, 2025
  • Duane Morris, class action settlements report 2024
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    zimmytws via Getty Images
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    Evolve to settle data breach lawsuit for nearly $12M

    Individual claimants – of which there are 18 million – can request settlements of up to $3,000 after data was allegedly improperly protected by the bank.

    By April 3, 2025
  • Robinhood Banking platform
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    Robinhood to launch banking product

    The fintech aims to bring a “private banking experience” with the checking and savings account products it's launching this fall, a Robinhood executive said.

    By April 2, 2025
  • The Federal Deposit Insurance Corp. headquarters in Washington, D.C.
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    Anna Hrushka/Banking Dive
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    FDIC eases crypto rules for banks

    Banks can engage in crypto-related activities, but must still exercise proper caution, the agency said.

    By April 1, 2025
  • View of Morgan Stanley global headquarters on Broadway in Midtown, Manhattan
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    Massimo Giachetti via Getty Images
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    Why banks are all-in on open source

    Morgan Stanley, JPMorgan Chase and other industry giants are reaping efficiency rewards and attracting tech talent simply by sharing code.

    By Matt Ashare • March 31, 2025
  • Neural Network Nodes Deep Learning Artificial Intelligence Machine Learning Model
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    Just_Super via Getty Images
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    Sponsored by Catchpoint

    Beyond APM: How banks are improving digital resilience with Internet Performance Monitoring

    Read on to learn how your bank or credit union can benefit from an IPM-based strategy.

    March 31, 2025
  • This image depicts the podcast series cover image for Arcesium's Banking Dive series, "Comply to Compete: Better Banking Data Management Through 2025’s M&A Integrations"
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    Anne Callahan/Banking Dive
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    Sponsored by Arcesium

    [Podcast] Comply to Compete: Better Banking Data Management Through 2025’s M&A Integrations

    M&A is surging—are banks ready for the compliance challenges? Tune in to Arcesium’s podcast for expert insights.

    By Banking Dive's studioID • March 27, 2025
  • A branch of Citibank in the Financial District of San Francisco, California is pictured on February 9, 2020.
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    hapabapa via Getty Images
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    CFPB withdraws ‘inappropriate’ filing in NY AG’s suit against Citi

    The bureau’s brief was withdrawn because it “advances an interpretation of the Electronic Funds Transfer Act that has never been embraced by any federal court prior.”

    By March 27, 2025
  • Neobank CHime, banking products Chime
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    Chime adds instant loans

    The San Francisco-based fintech has debuted an instant loans product that offers three-month installment funds of up to $500 to Chime members.

    By March 26, 2025
  • Blockchain has the potential to make finance more efficient and its usefulness goes far beyond cryptocurrency.
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    Getty Images via Getty Images
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    Kraken to buy futures platform NinjaTrader for $1.5B

    The tie-up marks the largest deal to date between the traditional finance and crypto sectors.

    By March 24, 2025
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    Coastal Community Bank self-identifies material weakness

    The Everett, Washington-based company restated its financial reports for 2023 and the first three quarters of 2024. The lender recently inked a partnership with neobank Dave.

    By March 20, 2025
  • Shot of Ripple XRP token
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    Jack Taylor via Getty Images
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    SEC to drop Ripple case

    “I'm heartened that we have paved the way for other industry players to see the value in not backing down ... We are now closing a chapter in crypto history,” CEO Brad Garlinghouse said.

    By March 20, 2025
  • A over the shoulder shot of woman using smartphone with Two-Factor Authentication security while logging to laptop.
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    gahsoon via Getty Images
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    Bank customers want clearer communication on cybersecurity: survey

    Static, bare-bones website text about information security is “not enough anymore,” an Accenture executive said. A survey by the company found that customers trust banks – but not third-party partners – with their data.

    By March 20, 2025