Technology

  • Senators Tim Scott and Elizabeth Warren converse during a Senate Banking Committee meeting.
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    6 takeaways from the Senate’s crypto market structure hearing

    Senators largely agreed on the need for regulation, but differed on the potential focus and framing of such a bill.

    By • July 11, 2025
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    Community banks view embedded finance as key to longevity: report

    Despite increased regulatory scrutiny of banking-as-a-service, over half of the surveyed community bank respondents are considering implementing BaaS or embedded banking solutions.

    By • July 9, 2025
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    Trendline

    Fintech disruption in the banking industry

    There are as many schools of thought on how to disrupt the banking space as there are disruptors.

    By Banking Dive staff
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    BNY to custody Ripple USD

    BNY custodies two other stablecoins – Circle’s USDC, since 2022, and SocGen’s USD CoinVertible, since June.

    By • July 9, 2025
  • Two people sending money to each other through a digital wallet app on their smartphones.
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    MStudioImages via Getty Images
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    Early Warning Services pitches Zelle to Treasury

    The company that owns the peer-to-peer service Zelle suggested the U.S. Treasury Department use that tool to replace checks with digital payments.

    By Patrick Cooley • July 1, 2025
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    Banking conferences yet to come in 2025

    Gatherings can be idea generators, or crucial chances to network — especially amid an environment where political change can yield previously unexpected possibilities and partnerships.

    By • June 27, 2025
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    Spinwheel raises $30M in series A to boost agentic AI platform

    The latest fundraise will help to develop its product stack that would reduce implementation time frames from over a year to just a few months, CEO and co-founder Tomás Campos said.

    By • June 25, 2025
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    Q&A

    Anchorage CEO: Stablecoins to become ‘core plumbing’ in finance

    “What we’re witnessing now is the early formation of a new financial standard — one that’s faster, more transparent, and natively digital,” Nathan McCauley said.

    By • June 25, 2025
  • A Klarna sign at a Charlotte Premium Outlets mall in Charlotte, N.C. on March 26, 2022.
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    Caitlin Mullen/Banking Dive, data courtesy of Industry Dive employee Caitlin Mullen
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    Klarna, Google join forces

    The Swedish buy now, pay later business integrated its payments tool into the search giant’s digital wallet, making its services more widely available.

    By Patrick Cooley • June 24, 2025
  • The Canary Wharf business district including global financial institutions Citigroup Inc., State Street Corp., Barclays Plc, HSBC Holdings Plc and the commercial office block No. 1 Canada Square, on the Isle of Dogs seen on June 22, 2023 in London, England.
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    Banking industry, big tech unite to forge AI adoption guidelines

    Citi and Morgan Stanley joined forces with AWS, Microsoft and Google Cloud to set open-source controls for secure AI adoption in the financial industry.

    By Matt Ashare • June 24, 2025
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    Just_Super via Getty Images
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    GENIUS Act puts renewed spotlight on stablecoins, digital assets

    The regulatory clarity the measure proposes to bring to the stablecoin space can help ease some of the worries of more conservative entities, such as banks, examining the space, EY’s Paul Brody said.

    By Grace Noto • June 18, 2025
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    JPMorgan Chase to launch deposit token

    “It will be the first token of its kind on a public blockchain, enabling fast, secure, 24/7 money movement between trusted parties,” according to a post by Base, Coinbase’s blockchain.

    By • June 18, 2025
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    Q&A

    PNC’s mobile branch manager braces for hurricane season

    “Our purpose is to make sure that we minimize any disruptions for the communities we serve, as quickly and as physically safely as we can do that,” Chris Hill said.

    By • June 18, 2025
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    Gemini pursues IPO

    A number of cryptocurrency firms have filed for initial public offerings in 2025. More may follow given “pent-up demand for crypto-oriented companies,” according to one crypto VC.

    By • June 11, 2025
  • Rathi Murthy, the new chief technology officer at Varo Bank
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    Varo’s new tech chief views responsible AI as differentiator

    Rathi Murthy, who became the San Francisco-based all-digital bank's CTO in March, has hired for two new and complementary roles aimed at business diligence and strategic development.

    By • June 11, 2025
  • A general view of the exterior of a branch of the Lloyds bank chain on January 29, 2025 in London, England.
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    Leon Neal / Staff via Getty Images
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    How 3 banks are capitalizing on AI

    Lloyds, NatWest and Truist are building on in-house productivity gains to scale more ambitious use cases.

    By Matt Ashare • June 11, 2025
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    Caitlin Mullen/Banking Dive
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    Truist looks to optimize digital onboarding

    With a sharper focus on customer experience, Truist is working to smooth out the onboarding process and increase personalization in its digital banking channels, an executive said.

    By • June 10, 2025
  • Three mobile phones display three different screens within Fifth Third Bank's mobile app.
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    Fifth Third takes ‘intentionally unsexy’ approach to mobile app improvements

    “It is more important to customers that banking works, than that banking is delightful,” said Fifth Third’s chief strategy officer and head of consumer products.

    By • June 6, 2025
  • Circle at ringing of NYSE bell following June 2025 IPO
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    Circle CFO takes post-IPO victory lap for stablecoin, company

    The public offering represents an “accelerant” for Circle as it seeks to establish itself at the heart of a new “internet financial system,” CFO Jeremy Fox-Geen said.

    By Grace Noto • June 5, 2025
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    Getty Images/Staff via Getty Images
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    Payments firms account for bulk of fintech revenue

    Of the $378 billion in global fintech revenues in 2024, $126 billion came from payments firms, according to a new report. The sector is poised for more growth with AI innovation.

    By • June 4, 2025
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    MoneyGram CEO targets digital remake

    Anthony Soohoo is tackling a digital transformation of the legacy cross-border payments company, leaning on experience at Walmart and Apple.

    By Lynne Marek • June 4, 2025
  • Gemini Trust founders the Winklevoss twins listen during President Trump's Digital Asset Summit
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    Regulatory clarity ‘foundational’ for crypto: Gemini CFO

    Newly minted Gemini CFO Dan Chen emphasized the importance of clear regulatory frameworks as the Trump administration continues to woo the crypto industry.

    By Grace Noto • June 2, 2025
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    SEC drops Binance lawsuit

    The regulator sued the world’s largest crypto exchange, its founder and its U.S. affiliate in 2023.

    By • May 30, 2025
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    TU IS
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    Blockchain firm, NJ county ink deal to digitize $240B of deeds on-chain

    Balcony, using the Avalanche blockchain, says that the Bergen County effort is the largest blockchain-based deed tokenization project in U.S. history.

    By • May 28, 2025
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    Circle files for IPO

    The stablecoin issuer, seeking to go public since 2021, has shut down recent rumors about selling to potential buyers.

    By • May 28, 2025
  • A Banco Santander's logo is seen at a bank's branch before a news conference to announce the 2019 results on January 29, 2020 in Boadilla del Monte, in Madrid, Spain.
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    Santander’s Openbank opens first US physical location

    The Miami location "is another opportunity to bridge our digital and in-person experience to deliver a truly differentiated offering,” Openbank US CEO Swati Bhatia said.

    By • May 27, 2025